For anyone who's interested, this is my big post about this topic, and more:
The rise in mortality rates shows the true power of life insurance – Monegenix(R)
There is so much speculation about the solvency of the life insurance industry, fears over life insurers not paying claims, a dramatic rise in deaths and death claims. Here is some perspective on the issue, from the post:
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With trillions of dollars in cash reserves, hundreds of billions in *additional* surplus funds, and less than $100 billion in death claims, there is simply no crisis whatsoever in the life insurance business, and zero incentive for insurers to not pay a claim.
Looking at the death rate for the general population is also a (mostly) non-story.
Regardless of how you look at this, these are small numbers and small percentages of the total.
This should be good news for everyone, if it weren't for the fact that even conspiracy theorists need to pay the bills.