Originally Posted by
Yngvi
If you believe it is just below average IQ kids or lazy kids in school for meaningless degrees, you are being deceived by the divisive propaganda.
A graduate degree in STEM does not guarantee hard working, high IQ Americans jobs that will pay off the student loan debt.
What I have seen over the past 10 years is that only about half of American STEM graduates can land a job in a STEM-related field; the others end up underemployed, working as a cashier in a garden supply store or doing odd jobs to survive while living out of a van.
If you are an alien, you will get a good job due to the $25,000 dollar subsidy to American corporations for every foreigner hired.
In contrast, the universities, government, authority figures etc. tell you at every turn the only way to secure a future is education.
It is a lie; The jobs are not there, especially if you are an American who wants to work hard instead of playing politics.
The HR department hires based on these criteria: Diversity, obedience, lack of creativity and lack of initiative/ambition. The subordinates are supposed to complete the tasks they are assigned, but no more. It is not their job to think critically, that will only cause problems for HR.
You will notice that "hard working", "intelligence" and "competence" are not in the hiring criteria; The idea of "working your way up" through a company is a rare exception in today's world; Today's administrators are born, not trained and they must not be questioned.
This situation is so unbelievable to many in the older generations that they refuse to believe it is real; they would rather ignore it or blame it on laziness, low IQ or for some reason claim their children are the problem; their children who share the same DNA as them; their children who they raised and taught.
The primary reason for taking out loans is the absence of other options; most people of the younger generations can't expect to afford a house, a spouse and a family before middle age (or later) unless they are in the top 10% of earners. It is very unlikely they will achieve their parent's, grand parent's or great grandparent's standard of living if they don't play the gambit and pay the universities whatever price they are asking. For most people, working while in school will not even come close to covering the cost. The only way to cover the cost is by taking out loans they know they likely will never be able to pay off.
These are not loans offered honestly, in good faith and at reasonable amounts.
This system is usury; it is coercion into debt slavery.
Christianity has traditionally viewed usury as a sin.
Judaism has prohibited usury within the tribe.
It is the avocado toast paradox; they have enough money to buy avocado toast, because it is unrealistic they will ever be able to afford the larger, more important expenses of buying a house or starting a family by saving their money.
(Thinking you will be able to save up to build a better life by saving a few dollars every day, or even $30, when a degree costs $100,000 and a modest house in a sketchy neighborhood costs $500,000+ would be a really stupid thing to do.)