Your percent body fat is high because your lean body mass is low. 5'11" 195 lb @ 25% body fat means "not enough muscle" not "too much fat." You're going to need to increase those calories to 3000 for a bit and make sure you are getting at least 300-400 g/d carbs and you'll see that plateau break. You won't become unhealthy and fat, you'll fill out and the "usual places" will start to appear more and more solid. Skinny fat is another word for under muscled.