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Originally Posted by
guni
Not sure what banks your accounts are in, but commercial banks aren't buying up farm land and homes. There are asset management firms that may set up fund structures to invest in such real assets, but you'd have to deliberately invest your savings in those funds. Otherwise, your money is not being used to buy apartments, etc. If your money is sitting in a self-directed brokerage account then it's definitely not being used to buy houses either.